Book Bindery Chapters on:

PRIVATE DISABILITY INSURANCE

Disability insurance, whether provided by your employer or purchased directly from an insurance company, is like Social Security Disability in concept in that both pay a monthly benefit if you become disabled. However, the application and claims determination process is very different, so different that it's not unusual to be approved for one but not the other.

How to Read Your Disability Insurance Plan Document

You can't "play the game" without knowing the rules. A disability insurance policy or plan document is the rulebook. Knowing the rules levels the playing field.

16 pages $9.95

Filing a Claim for Disability Benefits

Step-by-step from how to get the right claims form or packet, to assembling the necessary medical evidence, to mailing in the claim, and following up during the claims process.

16 pages $9.95

Appealing a Denial of Disability Benefits

Before hiring a lawyer and suing, you must exhaust all internal appeals first. With this chapter, you can prepare a good appeal that can get benefits paid.

16 pages $9.95

Appealing a Termination of Disability Benefits

Unlike the denial of an initial claim, when your benefits are terminated, the insurance company is saying that while you may have been disabled once, they don't believe you are still disabled. A totally different ballgame.

20 pages $12.95

Back to Book Bindery
Chapters on: BEFORE GOING ON DISABILITY
SOCIAL SECURITY